Consumer Rights
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If you're behind on your payments and creditors are looming, what you can do to avoid having your car taken away, and getting your credit back on track. more...
All feature articles in Consumer Rights
What is Legitimate Debt Validation?
A debt verification letter from a collection agency may meet the legal requirements for legitimate debt validation yet still not hold up in a court of law. more...
What's in the Credit Card Act 2009?
By: Natalia Jones
Millions of people get into credit card debt every year. Hopefully the new CARD 2009 will help to decrease those numbers and make credit cards easier to manage. more...
Proof of Debt and Debt Collectors
Debt collection agencies are required under the Fair Debt Collection Practices Act to provide debtors with proof of the debt they are attempting to collect. more...
Prohibited Debt Collection Practices
Debt collection agencies and debt collectors are prohibited from a laundry list of practices. The Fair Debt Collection Practices Act outlines the rules and guidelines. more...
Fair Debt Collection Practices Act
According to the Fair Debt Collection Practices Act (FDCPA) Debt Collectors must follow specified guidelines with regards to communication with debtors and third parties. more...
The Federal Reporting Period for Bad Debts
The federal reporting period for negative information varies depending on the type of bad debt that is being reported on an individual's credit report. more...
By: Sally Luxton
It is a harrowing inconvenience to be called upon by debt collectors demanding money for bad debts which identity theft victims were not even aware of. more...
All contributing articles in Consumer Rights