Consumer Rights

New laws provide help for renters living in a house or condominium that is facing foreclosure. Tenants need to do research to make sure that their rights are protected.

Nov 17, 2009 - Alana Tutwiler

The U.S. government offers a Social Security Disability Program to provide benefits in the form of monthly payments to individuals who have become disabled.

Nov 13, 2009 - Candice Gillingwater

Consumers who feel their rights have been violated have several federal and state regulators they can turn to for help to remedy the situation.

Nov 9, 2009 - Katrina Rief-Derrico

Consumers should carefully check their receipts before leaving the store. Scanner laws offer rewards to consumers who are charged the wrong price which can save money.

Nov 8, 2009 - Joseph Leung

The laws regulating federal wage garnishment over debts owed to the government differ substantially from standard wage garnishment procedures.

Nov 8, 2009 - Candice Gillingwater

The federal law that outlines how the consumer information in a consumer credit report is collected, given out and used is called the Fair Credit Reporting Act.

Nov 7, 2009 - Katrina Rief-Derrico

A debt verification letter from a collection agency may meet the legal requirements for legitimate debt validation yet still not hold up in a court of law.

Oct 31, 2009 - Candice Gillingwater

Millions of people get into credit card debt every year. Hopefully the new CARD 2009 will help to decrease those numbers and make credit cards easier to manage.

Oct 23, 2009 - Natalia Jones

Debt collection agencies are required under the Fair Debt Collection Practices Act to provide debtors with proof of the debt they are attempting to collect.

Oct 22, 2009 - Katrina Rief-Derrico

Debt collection agencies and debt collectors are prohibited from a laundry list of practices. The Fair Debt Collection Practices Act outlines the rules and guidelines.

Oct 22, 2009 - Katrina Rief-Derrico

According to the Fair Debt Collection Practices Act (FDCPA) Debt Collectors must follow specified guidelines with regards to communication with debtors and third parties.

Oct 22, 2009 - Katrina Rief-Derrico

The federal reporting period for negative information varies depending on the type of bad debt that is being reported on an individual's credit report.

Oct 22, 2009 - Candice Gillingwater

It is a harrowing inconvenience to be called upon by debt collectors demanding money for bad debts which identity theft victims were not even aware of.

Sep 17, 2009 - Sally Luxton

A low credit score can decrease the odds of getting hired. With unemployment at 10% job seekers should know their credit score and increase it if they can.

Sep 4, 2009 - Francine Morrissette

The Wisconsin Do Not Call List is kept by the WIS Dept. of Agriculture, Trade, and Consumer Protection. Registering via telephone or online prevents telemarketing calls.

Aug 31, 2009 - Victoria Nicks

The effects of the new US credit card laws and how to improve one's credit rating scores. A few tips from Ellie Kay's new book.

Aug 25, 2009 - Christine Fadhley

The emergence of health care credit cards highlights the dangers of lenders partnering with health care providers to look for new ways to maximize clinic profits.

Aug 13, 2009 - Jessica Pieklo

U.S. government Cash for Clunkers car rebates are not subject to contingency agreements (cars.gov). Dealers can't pause $3,500 & $4,500 auto incentives pending approval.

Aug 13, 2009 - Lena Gott

Once again Minnesota leads the fight against abusive consumer lending practices as litigation seeks to put a halt on foreclosures until new lending regulations are set.

Jul 29, 2009 - Jessica Pieklo

Chip-and-PIN was believed to be the answer to credit card fraud, but this not so. Find out how to report fraud when shoulder surfing, cloned card or ATM fraud happens.

Jun 7, 2009 - Asa Ghaffar

Consumers have the right to return unwanted merchandise to the store and receive a full refund.

May 21, 2009 - Beverly Lee

Under the Fair Dept Collection Practices Act, consumers are protected by legal rights that debt collectors must adhere to.

May 15, 2009 - Ellen Wilson

The Credit Card Reform Act of 2009 is a recent attempt by congress to protect consumers from practices that are considered unfair by many consumers.

May 15, 2009 - Bill Pratt

The current economic times are forcing more and more New Yorkers to purchase or lease used vehicles. Finding the right used car saves on the purchase price and insurance.

May 14, 2009 - Felicia A. Williams

In California, it is a favorable market for car buyers. Consumers should beware of lemons, know their Lemon Law rights, and be aware of California Lemon Law attorneys.

Apr 15, 2009 - Max Sherry